Open a Checking Account and Skip Your Next Auto Loan Payment!*
As a valued member of Transcend Credit Union, we want you to make the most of your membership by opening a checking account with us. Our Skip-A-Pay offer rewards you for adding that new checking account. Check out how to skip your auto loan payment below.*
How It Works
Click the Open Account button below which will take you to our checking account opening page on our website. Select the account that best meets your needs and submit your application. It’s that easy! For more information: See the FAQ section, call 502-768-2963 to speak with a representative, or visit one of our convenient branch locations. Check out our Added Bonus offer to see how you can receive $250.**
Added Bonus
When you set up Direct Deposit with your new checking account, you’ll receive $250 from us as a bonus. It’s our way of saying thank you for being a member!**
Frequently Asked Questions
Our FAQs provide details on the Skip-A-Pay offer and explain how the checking account process works, including how to apply, open an account, and receive your debit card.
Is Transcend Credit Union really going to allow me to skip my next auto loan payment when I open a new checking account?
Transcend Credit Union values the relationship we have with our members and wants to be your primary banking institution. This offer of skipping your next auto loan payment is an example of how much we appreciate our relationship with our long-term members.
Is there a fee to apply?
There is no fee to apply.
Will I receive a debit card?
Yes, you will receive a debit card 7-10 business days after the account opening process is completed. You are able to order checks with your new checking account.
Will this affect my credit?
No. We do not perform a credit check for this promotional offer. The skip-a-payment offer is not considered a late or delinquent payment. You should have no adverse effect to your credit score.
Is my personal information secure?
Transcend Credit Union and our marketing partner take the security of your personal information seriously. Please review our privacy policy on our corporate website for details.
Do you have a branch located near me?
If you would prefer to meet with someone in person, our branch locations, hours of operation, and schedule information are listed on our locations page.
How do I apply?
You have 3 options on how to apply.
- Complete the application by clicking on the OPEN ACCOUNT button below.
- To speak to a representative, call 502-768-2963 and they will be able to assist you over the phone.
- Or stop by your nearest branch or make an appointment and one of our representatives can assist you.
Need Further Assistance?
We hope you find our application easy, but we’re happy to help if needed — give us a call at 502-768-2963 or stop by one of our six convenient locations (five around Louisville, KY, and one in Lexington, KY) and one of our representatives will be able to assist you.
Find a Branch
Contact Us
Appointment
Para hablar con uno de nuestros representantes en español por favor llámenos al 800-914-7536.
*Offer subject to payment history, all Transcend Credit Union loans must be current and in good standing. Finance charges and voluntary insurance will continue to accrue during the “no payment” deferral period. No payment deferral period will increase the total finance charges the borrower will pay over the life of the loan. This offer is unavailable to existing Checking account holders or members whose checking accounts have been closed within 90 days or closed with a negative balance. Account opening is based on approval.
**To receive the $250 offer, the new checking account must have at least one qualifying Direct Deposit of $500 or more within the first 30 days of the new checking open date. Direct Deposit payments must be made by a payroll provider or government benefit providers using the ACH network.