What you need to know about the Stellar Auto Loan Recapture Program Over the years, we’ve had many people ask us: “How does Stellar’s Auto Loan Recapture Program work?” For this article, we have compiled a list of questions and answers about our direct...
NEVER Turn Off Demand! Many credit unions are struggling to achieve a 50% loan to share ratio. Some of those have used indirect or purchased loan participations to enhance their loan/share ratio. Then there’s the credit union which has found a strong loan demand…even...
Auto Participations are HOT, HOT, HOT!!! Why? Well, several reasons. One has to do with the demand that is being driven by the high liquidity of most financial institutions and the hunt for low-risk assets that yield a decent premium. Auto loans have been a great...
The case for a more balanced auto loan approach. STELLAR AUTO LOANS SUCCESS FEE-BASED AUTO REFINANCING PROGRAM PROVIDES REAL MEMBERSHIP GROWTH THAT IS EXTREMELY PROFITABLE TO THE CREDIT UNION. New Member Growth Strategies Most credit unions are typically looking for...
THE QUESTION WE HAD TO ANSWER EARLY ON WAS “HOW CAN WE BECOME FASTER, BETTER, AND MORE EFFICIENT, WHILE PROVIDING A BETTER CUSTOMER EXPERIENCE?” Gravity Lending set out to offer a vast array of consumer lending products, connecting consumers to lenders for the lowest...
The last few quarters of the 2020 pandemic have changed consumer behavior. Businesses have had to cope with many barriers to business as usual, with closures, social distancing, reduced foot traffic, etc. Consumers are faced with both family health and financial...
